How to Fix Your Credit Score Fast in 2025 (Even If It’s Under 600)
Intro: Credit scores are more important than ever — for loans, jobs, even renting.
1. Check your credit report for free (annualcreditreport.com, errors, disputes)
2. Pay down revolving debt under 30%
3. Don’t close old accounts (helps age of credit)
4. Become an authorized user on someone else’s card
5. Ask for a credit limit increase (but don’t use it)
Bonus: Consider secured credit cards or credit-builder loans
LLC vs Sole Proprietor: Which Is Better for Side Hustlers?
Intro: Starting a business? You’ll need to choose your legal structure.
Sole Proprietor Pros & Cons: Easy setup, low cost, but no liability protection
LLC Pros & Cons: Liability protection, business credit friendly, but state fees apply
Tax Differences: Sole prop = personal taxes only. LLC can file as S-corp later.
What Microsoft Ads likes: Clear business entity = more trust
What we recommend: Start as LLC if you’re serious — easier to get funding, partnerships, ads approval.
How to Legally Protect Your Website (So You Don’t Get Banned or Sued)
Why It Matters: Ad networks and customers expect compliance.
1. Add a Privacy Policy (link to yours)
2. Have a Terms & Conditions page (outline use rules, liability, etc.)
3. Disclose any affiliate links
4. Secure your site with SSL (HTTPS)
5. Use clear opt-in language on forms (GDPR-style is best)